I'm holding out for the toaster
Yesterday I went inside the bank closest to me at work. Normally I avoid going inside and do all transactions through ATMs or online, but I was depositing cash from furniture sales and I wanted to make sure that a person handled and verified the amount.
The first thing I notice is that the teller area is now ‘glassed’ in—not a warm personal touch for the bank, but I’d feel better if I were a teller and worked behind something bullet-proof. After punching in my account number, the teller asks me “Are you aware that our certificates of deposit are paying over 4%?” I mumble something about picking up a brochure on the way out.
So where did question come from? All I can figure is that I transferred $4,000 from the bank to ING for a month. That money was earmarked to pay my property tax installment, which wasn’t due for a month. Might as well earn a little more interest on it in the meantime. I’m guessing the money in and out of ING was flagged by the system with a note for the teller to relay to me. Good marketing, but still a little creepy that they are analyzing my account that way.
The first thing I notice is that the teller area is now ‘glassed’ in—not a warm personal touch for the bank, but I’d feel better if I were a teller and worked behind something bullet-proof. After punching in my account number, the teller asks me “Are you aware that our certificates of deposit are paying over 4%?” I mumble something about picking up a brochure on the way out.
So where did question come from? All I can figure is that I transferred $4,000 from the bank to ING for a month. That money was earmarked to pay my property tax installment, which wasn’t due for a month. Might as well earn a little more interest on it in the meantime. I’m guessing the money in and out of ING was flagged by the system with a note for the teller to relay to me. Good marketing, but still a little creepy that they are analyzing my account that way.
posted by Dwight at
8:43 AM
1 Comments:
It very well could be that you actually just ran into a very well trained teller. The tellers at the institution that I work at are trained to notice transfers like that and try and find a service that might hold that money in house. Getting them to do it is another thing sometimes, but the teller you ran into might just be doing something similar.
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Anonymous, at 9:37 AM
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